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WHY CHOOSE BTG?
At BTG, we intentionally limit the total number of clients we work with. This allows us to deliver the highest level of personal attention, expertise, and value to every relationship.
We believe financial planning is better crafted by a team. That's why every BTG client has two CFP® professionals working together on their behalf - providing greater perspective, continuity, and support when it matters most.
As true fiduciaries, we are committed to putting your best interest first. We don't sell financial products or earn commissions. Our advice is solely focused on helping you make informed decisions and achieving your goals.
And when it comes to Retirement, we know our stuff. We specialize in helping retirees navigate the complexities of retirement with confidence, clarity, and a Plan.
FEWER CLIENTS, BETTER ADVICE.
RETIREMENT SPECIALISTS.
A TEAM OF CFP® PROFESSIONALS FOCUSED ON YOU.
Why Work With an Independent Advisor?
Retirement Income and Spending Plan
Rather than relying solely on Monte Carlo projections, we develop retirement income and spending strategies using dynamic withdrawal rates and a guardrails-based approach designed around each client's unique circumstances.
Tax Planning
We take a proactive, year-round approach to tax planning which includes:
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Utilizing tax-planning software to develop detailed projections, customized tax strategies, and scenario analysis.
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Determining appropriate tax withholding to apply across all income sources - with the goal of minimizing surprises at tax-time.
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Organizing tax documents and preparing a detailed tax letter to both you and your tax professional.
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Comparing our projections with your final tax return each year to refine future planning and identify potential errors or missed opportunities.
Investment Management
We design our clients' portfolios with intention and purpose, and ultimately to replace the paycheck in retirement. Your portfolio should reflect your spending needs, your life stage, and your goals, not a generic risk-tolerance questionnaire.
White-Glove Service and Care
Financial planning involves more than just spreadsheets and investment accounts. We're here to help navigate the details, too:
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Have an annuity you don't understand? We'll contact the insurance company with you, ask the right questions, and explain the answers in plain English.
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Concerned about a rollover? We'll work directly with the plan administrator to help ensure the process is completed correctly.
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Feel like a "C-client" at your current firm? Not at BTG. Every client and family receives the same level of attention, care, and commitment - regardless of account size.
At BTG, comprehensive advice means more than managing your investments. It means understanding the full picture and helping you make informed decisions at every stage of your financial life.
Our Comprehensive Approach
Does your advisor do all of this - and more?
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